Fiverr and Upwork take their cut in different ways. This free calculator compares your monthly take-home pay on both platforms after seller and service fees, Upwork Connects, an optional Freelancer Plus plan and withdrawal fees, so you can see which one leaves you more money.
Fiverr vs Upwork Take-Home Pay Calculator
See how much of your price you actually keep on each platform each month. The fields are pre-filled with example values, so replace them with your own.
Fiverr
Upwork
Monthly estimate based on the fees you enter. Platform fees change, so check Fiverr's and Upwork's current pricing pages. Currency conversion, taxes and buyer-side fees are not included.
Fiverr and Upwork fees used in the calculator (2026)
| Fee | Fiverr | Upwork |
|---|---|---|
| Fee on your earnings | 20% of every order, including extras and tips | 0–15%, depending on the contract |
| Cost to apply for work | None (buyers order your gigs) | Connects at $0.15 each, bought in packs of at least 10 |
| Optional membership | – | Freelancer Plus: $19.99/month, includes 100 Connects |
| Withdrawal fees | Depend on the payout method | Depend on the payout method |
Fees change from time to time. You can edit every fee in the calculator, so check the current rates on each platform’s own pricing page.
Worked example
With the example values (8 orders of $100 a month, a 10% Upwork fee, 60 Connects and two $1 withdrawals), you earn $800 on either platform. Fiverr keeps $160, so you take home $638. Upwork keeps $80 plus $9 for Connects, so you take home $709, which is $71 more per month. At a 15% Upwork fee the gap shrinks to $31. Enter your own numbers to see your result.
FAQ
Which platform takes less, Fiverr or Upwork?
On fees alone Upwork usually takes less, because its service fee is 0–15% against Fiverr’s 20%. But Connects add up if you send many proposals, and Fiverr can bring orders without bidding. That’s why it’s worth calculating with your own numbers.
Is Freelancer Plus worth it?
Freelancer Plus costs $19.99 a month and includes 100 Connects, which would cost $15 if bought separately. Set the option to “Yes” in the calculator to see whether it pays off for the number of Connects you use.
Does the calculator include taxes?
No. It shows what the platforms pay out to you. If you freelance from Poland, use our Poland freelancer net income calculator to estimate ZUS and tax.
Learn more: Fiverr vs Upwork (2026): fees, pros and cons · Best freelance platforms for beginners
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Sources: Upwork pricing · Fiverr fees explained (2026)