Selling on Etsy from Poland (2026): Fees, Payouts and Taxes

Selling on Etsy from Poland is a realistic way to reach buyers across Europe and beyond with handmade goods, vintage items, craft supplies or digital downloads. You can open a shop as a private person, but you should know the costs before you start. Etsy charges a listing fee, a 6.5% transaction fee and a payment processing fee of 4% + €0.30 per order in Poland. Payouts arrive in euros, not złoty. And once your sales become regular, Polish tax rules, DAC7 reporting and, eventually, EU VAT come into play. This guide covers all of it in plain language.

What you can sell on Etsy

Etsy is built for three kinds of products: items you make or design yourself, vintage items at least 20 years old, and craft supplies. Digital products such as printable planners, patterns or templates are also popular, because there is no shipping at all. Reselling mass-produced goods you did not make is against Etsy’s rules, so if that is your plan, a regular online store is a better fit.

Etsy fees in 2026

Etsy’s fee structure has several layers. Here are the ones that matter for a seller based in Poland:

Because you are in the EU, VAT may also be added to Etsy’s own seller fees. Add up all these layers before you set prices. On a typical order without Offsite Ads, the transaction and processing fees alone take roughly 10.5% of the order value, plus €0.30 and the listing fee.

Payouts in euros, not złoty

Etsy’s help centre states that sellers in Poland receive their deposits in euros. If your bank account is in PLN, your bank will convert the money and may charge for it. Many Polish sellers open a euro account or use a multi-currency account so they choose when to convert. To avoid Etsy’s 2.5% conversion fee, list your items in EUR so the listing currency matches your payment account currency.

How to start selling on Etsy from Poland

1. Choose a niche. Pick products you can make consistently and ship safely. Search Etsy to see what already sells and how yours would stand out.
2. Open your shop. Register with your details, choose EUR as the shop currency and add a bank account that accepts euro deposits. Etsy may verify your identity.
3. Calculate prices properly. Include materials, packaging, your time, all Etsy fees and shipping. Selling below cost is one of the most common early mistakes.
4. Create strong listings. Use clear photos in daylight, a title with the words buyers actually search for, and all 13 tags. Describe materials, sizes and processing time honestly.
5. Set up shipping profiles. Decide which countries you ship to and use tracked services for valuable items. Check prices with Poczta Polska, InPost or courier brokers, and remember that parcels to non-EU countries need customs forms.
6. Keep records from day one. Save every order, fee statement and material receipt. Etsy’s monthly statements make this easier.

If physical shipping sounds like too much work, have a look at our guide to creating and selling digital products. Downloads are a natural fit for Etsy.

Taxes and registration in Poland

Unlike clearing out your wardrobe on Vinted, an Etsy shop usually means making or buying items to sell for profit. That income is taxable from the first złoty. The question is which form you use.

Unregistered activity for small shops

If your revenue is small, you can use unregistered activity (działalność nierejestrowana). In 2026 the limit is 225% of the minimum wage per quarter, which is 10,813.50 zł, based on a minimum wage of 4,806 zł. You do not register a company or pay ZUS contributions, but you must keep a simple sales record and declare the income in your annual PIT return. If you go over the limit in a quarter, you have to register a business.

DAC7: Etsy reports your sales

Under the EU’s DAC7 rules, platforms like Etsy report sellers to the tax authorities. A seller of goods is excluded only if they made fewer than 30 sales and no more than €2,000 in the year. Above either threshold, your details and sales figures go to the Polish tax administration (KAS). This is not a new tax, but it means your Etsy income is visible, so declare it correctly.

VAT and the €10,000 OSS threshold

Two VAT rules are worth knowing. First, in Poland, small businesses can stay exempt from VAT if their annual sales stay under 240,000 zł (the limit rose from 200,000 zł on 1 January 2026). Second, there is a separate EU-wide threshold of €10,000 a year for cross-border sales to consumers in other EU countries, counted across all EU countries together. Above it, you charge the VAT rate of the buyer’s country. The One Stop Shop (OSS) lets you report that VAT in one quarterly return filed in Poland, instead of registering in each country.

How these rules interact with your specific situation, for example a VAT-exempt seller with growing EU sales, is exactly where professional advice pays off.

This is general information, not tax or legal advice. Tax rules change and depend on your circumstances, so check with a qualified tax advisor or accountant before you register or file.

Etsy vs other places to sell

For details on the other two options, see our guides to selling on Vinted in Poland and starting an online store on Shopify.

Common mistakes to avoid

• Pricing without fees. Forgetting the processing fee or Offsite Ads can wipe out your margin.
• Listing in a different currency from your payment account. That triggers the 2.5% conversion fee on every sale.
• Underestimating shipping. International postage from Poland can cost more than the item itself. Check rates before listing.
• Ignoring the quarterly limit. One busy pre-Christmas quarter can push you over the unregistered-activity limit.
• Selling items you did not make. Etsy can remove listings or suspend shops that resell mass-produced goods.
• No records. With DAC7 reporting, the tax office can see your sales, so keep your own numbers ready.

FAQ

Can I sell on Etsy from Poland without a company?

Yes. Many small sellers start under unregistered activity, which covers revenue up to 10,813.50 zł per quarter in 2026. The income must still be declared in your PIT return.

How much does Etsy take from a sale?

For a Polish seller: 6.5% transaction fee, 4% + €0.30 payment processing, the USD 0.20 listing fee, and possibly Offsite Ads (12–15%) and a 2.5% conversion fee.

Does Etsy pay out in złoty?

No. Etsy pays sellers in Poland in euros. Your bank converts the money if your account is in PLN, which may cost extra.

Do I need to charge VAT to buyers in other EU countries?

Once your cross-border sales to EU consumers exceed €10,000 a year, VAT is due at the buyer’s country rate, usually reported through OSS. Ask an accountant how this applies to you.

Conclusion

Etsy gives Polish makers direct access to buyers around the world without building a website first. The trade-off is a stack of fees and some paperwork. Price every product with all fees included, list in euros, keep clean records and start under unregistered activity if your volume is small. When your shop grows, get proper tax advice before you cross the quarterly, VAT or OSS thresholds.

Sources

• Etsy Help – What are the fees and taxes for selling on Etsy?
• Etsy Help – Etsy Payments fees by country
• Etsy Help – Currencies supported by Etsy Payments (PL)
• Infor.pl – Unregistered activity limits in 2026
• Taxually – EU VAT OSS and distance selling in 2026
• Fakturowo – VAT exemption limit in 2026

Images: EarningTrends graphic.